Mutual Fund Portfolio S R Patel, 04 Feb 2013

I am new to Mutual fund and I have started investing 1500 in each HDFC Equity & Reliance Regular Saving Balanced and 1000 in SBI Dynamic Bond. Is this portfolio is good for a goal of 1-2 years.

Fintotal Answer

You have made a fairly good start with your investments. One important rule to remember is that short term investments (2 months to 2 yrs) should be in debt products, medium term investments (2 yrs to 5 yrs) in balanced funds and long term investments in equities. Based on this you may hold SBI Dynamic Bond Fund. It is one of the best  funds for the short term goals. Stay invested in HDFC Equity Fund. If your investment is strictly for the short term you can stop SIP in it (assuming you are running SIPs on these funds) but do not withdraw until atleast 5 years for good returns. Ditto with Reliance Regular Savings Balanced Fund; stay invested for minimum 3 years. Read the Reviews of the funds on Mutual fund page of our website. Also check the article on Choosing an Appropriate Mutual Fund.

No Comment Posted

All Mutual Fund Queries

Get the all financial products under one roof only at

you will NEVER GO WRONG with us!

Unbiased . Best Deals . Appropriate Products . No Mis-selling