What is the title you want to give your query? Akshit, 24 May 2013

I am unaware about Mutual Funds but I have a keen interest in investing them. Will you please tell me all the related topics.

Fintotal Answer

Mutual fund is not a product in itself but it is an investment vehicle which invests in different financial products such as equity, debt or gold. A mutual fund often holds 20 to 25 stocks from different sectors. So investing in 1 or 2 good mutual funds depending on the financial goals are enough. More funds lead to overlapping of same stocks and no further diversification. For investment purposes, mutual funds are the best vehicles. For people of conservative risk profiles, there are debt and income funds. For people with more risk taking ability, equity funds are the instruments of choice.  For all the related topics in a simple and understandable language read mutualfunds.fintotal.com.

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