I had started SIP last month UTI opportunities -3000pm, UTI dividend yeild -3000pm and UTI ULIP - 4000pm. Is that allocation will help for creating wealth.

Fintotal Answer

Dear Purna, wealth creation is broader compared to life goals. And in order to meet your life goals like child education, retirement etc. you need not have to be wealthy. Yes, if you become wealthy you can acheive your life goals automatically, but the effort to create wealth is far far higher than planning and achieving your life goals. So we advice people to first focus on life goals and then subsequently look at wealth. Among what you have mentioned UTI Opportunities is the only one best suitable. Do not at all buy ULIP or other insurance policies for investement purpose. Do write to us at for any further clarification.

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