Which Bank should I put my Fixed Deposit in?

In general, in fixed deposits, safety should prevail over half or 0.75 percent of extra interest. The slightly higher rate of interest doesn’t really matter in the larger scheme of things, while an unsafe Bank can give you sleepless nights later. Convenience and good service would be the second factor to look for. We therefore advise going for a Nationalised Bank nearby, where you are happy with the customer service you get. The rack rates of interest we have given are indicative – you can just check that what you are being offered is in that range.

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